Commercial Finance

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At Signia you will find flexible and meaningful solutions to meet the financial needs of your business. Do you need funds for:

  • New or used vehicles for executive or operational use
  • Working Capital
  • Real Estate Loans
  • Equipment
  • Revolving Line of Credit
  • Debt Consolidation
  • Alternative Engery
  • Insurance Premium Finance

If you’ve answered yes to any of the above Signia Financial is ready to assist you. What are you waiting for? Call or email our friendly and experienced Commercial Lenders.

Commercial Team

Ayesha Maycock
Commercial & Investment Manager

Cherian Austin
Assistant Manager- Commercial

Orrie Chandler
Commercial Officer

 

New or Used Vehicles

Looking for a car for a top executive or to use within your business? Our loan and lease options are right up your alley. Our loans are calculated on a reducing balance and we offer terms as long as seven years for your commercial vehicle loan. No deposit is required for vehicles less than 5 years old and you can even include the road tax and insurance for the first year if you so desire.

Commercial leases are also a smart choice. Again, no deposit is required and monthly payments are lower than regular loan payments.In addition to this, the VAT portion of the payment can be claimed against your VAT payable. At the end of the lease, you are free to upgrade to a newer model or purchase the vehicle that you may have grown attached to. Let us at Signia help you upgrade your vehicle fleet today.

Working Capital Loan

Sometimes you need a little ease to get you out of a cashflow crunch. Or maybe it hasn't happened yet but you can see it unfolding in the near future. We can help you out of that rough patch by giving you some capital to work with.

Real Estate Loan

Is your company looking to purchase land? What about purchasing a building to expand operations? Our mortgages over a maximum of 15 years might be the solution for you. You can also use your own real estate as security for financing other expenses. 

Equipment Loan

Is it time to replace those machines that keep breaking down? That new line of business you're thinking of going into needs some equipment to make it happen? At Signia we offer affordable equipment loans or leases to help you get to the next level.

Revolving Line of Credit Loan

Signia Financial's Revolving Line of Credit Facility operates much like a credit card, without the exorbitant interest expense. Our revolving line allows you the flexibility your business needs to meet any cash flow challenges and to expand your business. Drawdown and repay as money comes in, then go again. Purchase inventory, pay your staff or even pay your bills with our Revolving Line of Credit.

Debt Consolidation Loan

Don't stretch your company too thin by having loans and credit cards all over the place. Keeping up with all the different payments can create a headache sometimes and put a serious dent in your cashflow. Why not consolidate your loans at Signia and have just one manageable monthly payment?

Alternative Energy Loan

We live in the Caribbean with sun all year round. Why not harvest nature's energy source to help reduce your energy costs? Solar photovoltaic systems are here to stay and can help you be energy-independent in a decent timeframe. Make that investment for the future now. 

Insurance Premium Financing

Is paying your insurance all at once creating a strain on your cashflow? Whether it's for your vehicle fleet, for your property or for liability insurance, Signia can help. Our affordable payment plans over 12 months may be just what you had in mind.

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